Motorcycle Track Day
Insurance Coverage
100% Online Coverage Customized For You!
Coverage for Track Day Riders
Motorcycle Insurance with Track Day Coverage
Protect Your Motorcycle on the Street — and During Non-Competitive Track Days
Most motorcycle insurance policies exclude track use. Motorcycle Agent provides one of the few options that may allow coverage during approved, non-competitive motorcycle track days, giving riders peace of mind both on the road and at the track.
At MotorcycleAgent.com, we help riders confirm eligibility before they ride, so there are no surprises when it matters most.
Why Motorcycle Track Day Coverage Matters
Motorcycle track days are designed to be safer than street riding — controlled environments, no traffic, and professional instruction. Yet most insurance carriers treat any track use as excluded.
Without proper coverage:
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Damage to your motorcycle may not be covered
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Medical expenses could come out of pocket
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Accessories and riding gear may be excluded
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You may be uninsured the moment you enter the track
Motorcycle Agent stands out by assisting with coverage for certain non-competitive track day events, when policy guidelines are met.
What Motorcycle Insurance + Track Day Coverage Typically Covers
✅ May Be Covered:
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Physical damage to your motorcycle
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Comprehensive and collision coverage during approved track days
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Medical payments coverage (subject to limits)
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Optional accessory and customization coverage
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Street riding coverage before and after the event
❌ Not Covered:
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Competitive racing
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Timed events or podium placements
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Cash prizes or trophies
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Professional racing activities
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Events outside approved guidelines
Who are these Policies Best For
Motorcycle Insurance + Track Day Coverage is a great fit for:
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Riders attending non-competitive motorcycle track days
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Sportbike and performance motorcycle owners
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Street riders who occasionally ride on the track
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Riders who want one policy for both street and track use
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Riders who don’t want to buy event-only insurance for every track day
Why Get Motorcycle Insurance Through MotorcycleAgent.com
Motorcycle Insurance Specialists — Not a Call Center
MotorcycleAgent.com specializes exclusively in motorcycle insurance. We understand track days, rider concerns, and carrier fine print.
When you work with us:
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We confirm track day eligibility before you ride
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We explain Foremost policy language clearly
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We compare Foremost with other motorcycle carriers
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We help avoid coverage gaps
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You work with real agents who ride motorcycles
You’re not just buying a policy — you’re getting guidance from people who understand how and where you ride.
Replacement Cost Total Loss Settlement
This feature applies for motorcycles that were purchased new from a dealer and then insured. In the event of a total loss, this coverage will replace the motorcycle with a new, comparably equipped motorcycle, for up to five years from the purchase date.
Motorcycle Discounts*
(Not all discounts apply to all coverage, vehicle types, and States)
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Affinity Group Discount
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Alliance Discount
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Motorcycle Safety Course Discount
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Motorcycle Safety Course Instructor Discount
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Multi-Vehicle Discount
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Prior Insurance Discount
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Lay-Up Discount
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Advance Purchase Discount
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Motorcycle Endorsement Discount
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Locked Storage Discount
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Safety Equipment Discount
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Recovery Devices Discount
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Loyalty Discount
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Multi-Policy Discount
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Paid in Full Discount
