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Motorcycle Track Day 

Insurance Coverage

100% Online Coverage Customized For You!

Coverage for Track Day Riders

Motorcycle Insurance with Track Day Coverage

Protect Your Motorcycle on the Street — and During Non-Competitive Track Days

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Most motorcycle insurance policies exclude track use. Motorcycle Agent provides one of the few options that may allow coverage during approved, non-competitive motorcycle track days, giving riders peace of mind both on the road and at the track.

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At MotorcycleAgent.com, we help riders confirm eligibility before they ride, so there are no surprises when it matters most.

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👉 Get a Motorcycle Insurance + Track Day Coverage Quote

Why Motorcycle Track Day Coverage Matters

Motorcycle track days are designed to be safer than street riding — controlled environments, no traffic, and professional instruction. Yet most insurance carriers treat any track use as excluded.

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Without proper coverage:

  • Damage to your motorcycle may not be covered

  • Medical expenses could come out of pocket

  • Accessories and riding gear may be excluded

  • You may be uninsured the moment you enter the track

 

Motorcycle Agent stands out by assisting with coverage for certain non-competitive track day events, when policy guidelines are met.

What Motorcycle Insurance + Track Day Coverage Typically Covers

✅ May Be Covered:

  • Physical damage to your motorcycle

  • Comprehensive and collision coverage during approved track days

  • Medical payments coverage (subject to limits)

  • Optional accessory and customization coverage

  • Street riding coverage before and after the event

 

❌ Not Covered:

  • Competitive racing

  • Timed events or podium placements

  • Cash prizes or trophies

  • Professional racing activities

  • Events outside approved guidelines

Who are these Policies Best For

Motorcycle Insurance + Track Day Coverage is a great fit for: 

  • Riders attending non-competitive motorcycle track days

  • Sportbike and performance motorcycle owners

  • Street riders who occasionally ride on the track

  • Riders who want one policy for both street and track use

  • Riders who don’t want to buy event-only insurance for every track day

Why Get Motorcycle Insurance Through MotorcycleAgent.com

Motorcycle Insurance Specialists — Not a Call Center

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MotorcycleAgent.com specializes exclusively in motorcycle insurance. We understand track days, rider concerns, and carrier fine print.

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When you work with us:

  • We confirm track day eligibility before you ride

  • We explain Foremost policy language clearly

  • We compare Foremost with other motorcycle carriers

  • We help avoid coverage gaps

  • You work with real agents who ride motorcycles

 

You’re not just buying a policy — you’re getting guidance from people who understand how and where you ride.

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👉 Get a Foremost Motorcycle Track Day Insurance Quote

Replacement Cost Total Loss Settlement

This feature applies for motorcycles that were purchased new from a dealer and then insured. In the event of a total loss, this coverage will replace the motorcycle with a new, comparably equipped motorcycle, for up to five years from the purchase date.

Motorcycle Discounts*
(Not all discounts apply to all coverage, vehicle types, and States)

  • Affinity Group Discount

  • Alliance Discount

  • Motorcycle Safety Course Discount

  • Motorcycle Safety Course Instructor Discount

  • Multi-Vehicle Discount

  • Prior Insurance Discount

  • Lay-Up Discount

  • Advance Purchase Discount

  • Motorcycle Endorsement Discount

  • Locked Storage Discount

  • Safety Equipment Discount

  • Recovery Devices Discount

  • Loyalty Discount

  • Multi-Policy Discount

  • Paid in Full Discount

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Get Covered Today

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Jim Palmer | Motorcycle Agent

Jim Palmer

Protection Specialist

Licensed Insurance Agent

Agency Owner

US Marines Corps Veteran

PO Box 46338

Madison, WI 53744

 Tel:   800-920-0890

 Text: 608-335-0970
 Fax:  888-322-2090

© 2025 Motorcycle Agent by The MVP Insurance Agency

The MVP Insurance Agency LLC
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