You just experienced every driver’s nightmare: a fender bender, a hailstorm, or a hit-and-run in a parking lot. You’re relieved when you remember you have insurance, but then reality sets in. Your policy has a $1,000 deductible, and that money has to come out of your pocket before the body shop even orders a part. What happens to your savings when the unexpected hits your bumper? For many vehicle owners, a high deductible is a financial roadblock that keeps them from making n