top of page

Replacement for Life Motorcycle Insurance

Motorcycle Insurance Coverage Customized For You!

Replacement for Life = No Depreciation

Replacement Cost Coverage That Never Expires

When you add replacement cost coverage when the bike is new -- or even up to two (2) model years old -- you can keep that level of protection for as long as you own the motorcycle. That eliminates depreciation in the event of a claim. Most other insurance companies cancel replacement cost when the bike reaches its third year.

Coverage For Most Motorcycle Types

Both On-Road and Off-Road Motorcycles can qualify for Replacement for Life--No Depreciation Insurance. Your motorcycle must be at most 2-Years Old to lock in this coverage. You do NOT need to be the original owner.

  • Touring / Cruiser

  • SuperSport

  • Trikes / Conversions

  • Dual Purpose

  • Dirt Bike

  • Moped / Scooter

Key Program Benefits

This program is designed to lock in the value of your motorcycle for as long as you own it. The Replacement Coverage is extended to the Accessories and Safety Apparel. Other valuable benefits: Travel Loss Reimbursement, Rental Reimbursement, Diminishing Deductibles, and Roadside Assistance are available.

HUGE Discounts & Savings

With so many discounts available, we will be able to get the maximum savings added to your policy. 

  • Accident / Violation Free

  • Advance Quote 

  • Anti-Theft Devices

  • Group Membership (HOG, AMA, ect)

  • Homeowner

  • Military / Veteran

  • Motorcycle Endorsement

  • Multi-Policy

  • Multi-Vehicle

  • Paid in Full

  • Paperless

  • Prior Insurance

  • Safety Course


No Depreciation Lock in MSRP


Most Motorcycle Types are Eligible


Model Year 2020 & Newer


100% Online Enrollment Huge Savings

Free Quotes Starts Here

Trio Cruiser
Prefer to Talk to a Human?
Call (800) 920-0890
bottom of page